eWomenNetwork eMagazine | Fall 2007 :: Things Every Smart Business Women Should Know

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Five ways to lower your auto insurance bill

With these five simple steps, you may be able to lower the cost of your auto insurance.

1. Check your rates:

Rates can vary from company to company, and you may be able to find lower rates for the same coverage. If you haven’t checked your rates in a while, you may want to check your current rates against other carriers to see how they compare.

2. Ask for available discounts:

Many insurance carriers offer various discounts such as:

Safety-feature discounts for airbags, anti-lock brakes, etc.
Good Student discounts for children maintaining a certain GPA
Multiple-policy discount for having your auto and homeowners insurance with one company

3. Check your credit report:

Be sure to review your credit report for any potential inaccuracies with all three credit reporting agencies. Most insurance companies now use credit scores as part of their pricing model as statistics show a direct correlation between credit score and risk.

4. Revisit your deductibles:

You could elect to carry higher deductibles, and assume a higher level of out-of-pocket expense in the event of a loss. If you carry low deductibles, ask how much you would save if you increase the deductible to $500 or even $1000.

5. Choose the right vehicle:

Avoid vehicles that tend to be more expensive to insure such as those that have a higher dollar value, high performance vehicles or those vehicles that tend to be more expensive to repair.

Our partnership with Ameriprise Auto & Home Insurance makes it even easier for you to get a quote on auto insurance, and they offer very competitive rates as well. You can get a quote online or by calling (888) 769-9147 and mention reference number H1A. And don’t forget that by doing business with Ameriprise Auto & Home Insurance, a donation is made to the eWomenNetwork Foundation that helps address the needs of women and children.

© 2007 Ameriprise Financial, Inc. All rights reserved. Auto and home insurance is underwritten by IDS Property Casualty Insurance Company, or in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc.

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